Financing and Leasing

Get flexible montly payment options.

Subhead For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR

1. Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

2. Choose how to pay

Pick the plan that fits your budget. You'll never pay late or hidden fees.

3. Pay over time

Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text
and email.

Rates from {0–36% APR} {10–36% APR}. Payment options through Affirm are
subject to an eligibility check, may not be available everywhere, and are provided
by these lending partners: affirm.com/lenders. Options depend on your purchase
amount, and a down payment may be required. See affirm.com/licenses for
important info on state licenses and notifications.

Can I pay off my purchase early?

Yes, there’s no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app for iOS or
Android. Affirm will send you email and text reminders before payments
are due.

Yes, you can return an item you bought with Affirm by initiating the return process
with the store.

No, your credit won’t be affected when you create an Affirm account or check your
eligibility (including checking your pre qualification eligibility). When you apply for or
check to see if you prequalify for Affirm financing, it’s considered a soft inquiry,
which does not affect your credit. If you decide to pay with installments through
Affirm, your payment plan and repayment activity may be reported to credit
bureaus. You can find more information on Affirm’s Help Center.